Target REDcard Credit Card Rates and Fees
Target® REDcard® Credit Card Rates and Fees
Your application may be considered for a Target Credit Card, and your qualification for an account may depend on your creditworthiness or other factors.
Important Credit Card Account Information
Interest Rates and Interest Charges
This APR will vary with the market based on the Prime Rate.
If approved for an account, see the temporary credit card receipt for the
current variable APR.
How to Avoid
Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the
due date each month.
|Minimum Interest Charge||If you are charged interest, the charge will be no less than $1.00.|
For Credit Card Tips from the Consumer Financial Protection Bureau
To learn more about factors to consider when applying for or using
a credit card, visit the website of the Consumer Financial Protection
Bureau at http://www.consumerfinance.gov/learnmore Opens in a new window.
|● Late Payment||Up to $35|
|● Returned Payment||Up to $25|
How We Will Calculate Your Balance: We use a method called "daily balance." See your account
agreement for more details.
Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is
provided in your account agreement.
The REDcard credit cards are issued by TD Bank USA, N.A.